Disability Insurance Built for 1099 Clinicians.
In a market with too few physicians and fierce competition for talent, disability insurance can be a real differentiator — if it's designed for the people it's meant to protect.
Talk to Our TeamWhy Disability Insurance Matters for 1099 Clinicians
Most disability plans weren't designed for physicians. They may seem adequate on paper, but they miss the structure and policy details that matter most to high-income clinical professionals. That creates a gap — and an opportunity for organizations willing to take a more strategic approach.
A Benefit That Actually Resonates
High-earning specialists like anesthesiologists and CRNAs expect robust financial protection. Standard benefits packages rarely include disability coverage designed for their income level and specialty. When you offer it, they notice.
Stand Out in a Competitive Market
In a market with too few physicians and intense competition for talent, benefits matter. Group disability insurance for 1099 clinicians is a rare, high-value offering that most competitors simply don't provide.
A Guaranteed Issue Option
We can structure programs with a guaranteed issue option, meaning clinicians can access coverage without medical underwriting. That removes a major barrier for individuals who might otherwise be declined or rated up.
3 Ways Disability Insurance Supports Your Organization
Recruit
Better benefits attract better talent. A disability insurance program designed for 1099 clinicians signals that your organization understands what high-earning specialists need — and that gives you an edge in recruiting.
Retain
Disability coverage shows your 1099 clinicians that you're invested in their financial wellbeing — not just their billable hours. That kind of commitment builds loyalty and reduces turnover.
Protect
Without meaningful coverage, clinicians face significant income loss and financial instability if they can't work. Hollowtree manages the entire process — communication, enrollment, and ongoing support — so your team doesn't have to.
A Smarter Approach to Clinician Disability Insurance
We don't just advise on disability insurance. We help implement it — from plan design through enrollment and ongoing support.
Deep Expertise
We specialize in disability insurance for 1099 clinicians. We understand the unique income structures, specialty-specific risks, and carrier landscape that determine the right plan design for your workforce.
Strategy to Enrollment
From initial strategy through education, communication, and enrollment, we manage the end-to-end process. Your team stays focused on patient care while we handle the complexity.
Modern Tech, High Touch
We combine a tech-enabled enrollment platform with hands-on support. Clinicians get a seamless digital experience backed by real people who understand their coverage and can answer their questions.
The Case for Acting Now
Most groups we speak to are completely unaware of how much their team values quality disability insurance coverage. It's time to take action.
49%
Of healthcare employees will leave their job in the next 12 months over a lack of benefits
51%
Of healthcare employers say benefits play a significant role in talent retention
84%
Of organizations believe benefits help them recruit top talent, the highest percentage ever reported
If you're ready to explore how disability insurance can support your 1099 clinicians, we'd welcome the conversation.
Speak with Our ExpertsTrusted By Leading Carriers
See How This Would Work for Your Organization
In 15 minutes, we'll show you how the program would be structured, how enrollment would run, and exactly what your team would (and wouldn't) need to do.
Schedule a 15-Minute Walkthrough